Arnold & Mote Newsletter Archive

Also In Your Newsletter: The Truth About Direct Indexing Hi Reader, Markets have a way of keeping investors on their toes. Just months after a rocky start to the year, U.S. stocks are once again closing in on all-time highs. Just a few months ago, our newsletter focused on managing investments during market declines. Today, investors face a new “problem”: what to do now that markets have reached record levels. In fact, this is the basis for one of the most common questions we’re hearing now:...

In Your Newsletter: The One Big Beautiful Bill's Impact on Your Retirement Plan Hi Reader, A sound financial plan isn’t something you set once and forget. It's a flexible framework that evolves with your changing goals, market shifts, and, yes, the occasional big piece of tax legislation. The ink is barely dry on the sweeping new tax bill. While it removes some uncertainty by making parts of today’s tax law permanent, it also rewrites many of the rules and strategies we’ve been using over the...

Also in Your Newsletter: Severance Offers and Family Gifting Hi Reader, Travel is one of the most common goals we hear from clients as they prepare for or enter retirement, and summer is often the perfect season to bring those plans to life. If travel is on your mind, you're not alone. A survey from IHG Hotels found that 40% of retirees have taken—or plan take—a trip to celebrate being retired. Nearly 60% say they plan to travel more in retirement than during their working years. Each year,...

Also in Your May Newsletter: A Detailed Look at Target Date Funds in Retirement Hi Reader, Even the best financial plans will encounter surprises. In past newsletters, we've discussed how to handle unexpected stock market moves and tax uncertainty. This month, we’re focusing on how to prepare for, and respond to, unexpected expenses in retirement. Unplanned costs can be challenging, even in good times. But when combined with market volatility, inflation, and growing concerns about whether...

Your April Newsletter: Stock Market Volatility and 2025 Tax Planning Hi Reader, It’s hard to believe we’re already a quarter of the way through 2025. Spring is officially here, bringing longer days, warmer weather, completed tax returns, and... stock market volatility. So it's no surprise the two most common topics we’ve been covering with clients this spring are what the recent volatility means for your investment plan, and what updates need to be done to tax planning strategies after a...

Your March Newsletter: Investing in Turbulent Times Hi Reader, After a few years of relative calm, stock market volatility has returned. What does this mean for your retirement savings? Despite the dire headlines, this is not a reason to change your investments or retirement plans. Historically, the stock market has declined in about one out of every four years. Additionally, a 10% drawdown is typical at some point during any given year. If the current market drop stopped now, it would be...

Your February Newsletter: Investment predictions and new private investments being sold Hi Reader, This month's newsletter covers timely updates on 401(k) changes for 2025 and new investment products brokers may start selling soon. This time of year also marks 'prediction season' for Wall Street banks and stock market pundits. Especially in today's economic and political environment, it's inevitable to see analysts predicting a stock market decline, a recession, a depression, or worse. Here's...

Your January Newsletter: Important milestones we helped our clients prepare for and celebrate this past year Hi Reader, Happy 2025 from Arnold & Mote! Before we say a final goodbye to 2024, and in keeping with tradition for our inaugural newsletter of a new year, we wanted to first recognize the reasons our clients had a lot to be grateful for last year. Here are a few important milestones we helped our clients prepare for and celebrate this past year: Arnold & Mote Client Milestones for 2024...

Your December Newsletter: Upcoming Tax Changes, 2025 To-Dos Hi Reader, Happy Holidays from Arnold & Mote! As we wrap up 2024, our final newsletter and webinar of the year focuses on key updates to taxes and retirement accounts for the upcoming year. In our upcoming webinar, we’ll cover tax changes for 2025 that will affect retirees and individuals still working and saving for retirement. Use this checklist, "What Issues Should I Consider at the Start of the Year?" to help you identify...

Your November enewsletter: Are you unknowingly buying annuities in your 401(k)? Hi Reader, Happy November from Arnold & Mote! As the year draws to a close, it's the perfect time to reflect on your finances and consider ways to make a positive impact on both your future and your community. This month, we’re reviewing several strategies to help you finish the year on a strong note: Our upcoming webinar will outline steps to create an effective charitable giving strategy. We’ll cover how to best...