The New Tax Law Is Here: What Retirees Need to Know
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In Your Newsletter: The One Big Beautiful Bill's Impact on Your Retirement Plan
A sound financial plan isn’t something you set once and forget. It's a flexible framework that evolves with your changing goals, market shifts, and, yes, the occasional big piece of tax legislation. The ink is barely dry on the sweeping new tax bill. While it removes some uncertainty by making parts of today’s tax law permanent, it also rewrites many of the rules and strategies we’ve been using over the past few years. Read more below about our upcoming webinar, where we’ll walk through the key provisions in this new legislation. We’ll unpack the headline changes, explore real-life examples of how hypothetical retirees and families might see their taxes change, and highlight the planning opportunities worth considering now. As always, we’ll discuss how this law impacts your specific situation in our fall planning meetings. But we hope this high-level overview gives context to what you may have seen in the news—and help you spot areas of your financial plan that might need to adapt. The Arnold & Mote Team Next Webinar: How the "One Big Beautiful Bill" Impacts Your Financial Plan Congress just passed sweeping tax legislation with major implications for individuals, families, business owners, and retirees. From extended tax cuts to the elimination of popular energy credits, this new law reshapes many key elements of the tax code. In this webinar, we’ll not only break down the key provisions of the 870 page bill, but also walk through real-world examples of how hypothetical families might see their taxes change under the new law. In this webinar we'll cover:
Join us for the live broadcast at noon Central Time on Friday July 25th, streamed on our YouTube channel here:
Want a reminder before we go live? Click the button above and subscribe to our channel to be notified as the webinar begins: If you can't attend live, a replay of the webinar will be accessible immediately after and available alongside recordings of all previous webinars on our YouTube channel. If there are questions you'd like to have answered, simply reply to this email and let us know! Last Month's Webinar RecordingIf you missed last month's webinar, here is the recording of "Where to Keep Cash Today" Video: HSAs and Medicare - How to Use Your HSA After Age 65Health Savings Accounts (HSAs) can be a highly valuable tool in retirement, but using them effectively requires understanding a few important rules. Once you enroll in Medicare, new rules will apply that restrict contributions to your HSA and how you can use your HSA. While HSAs offer unique tax benefits, maximizing their value can take a bit more planning compared to traditional retirement accounts like IRAs or Roth IRAs. In this video, we highlight key rules you should know, explain which expenses can be paid from an HSA, and offer guidance on when it may make sense to begin using your HSA funds in retirement.
Arnold & Mote Featured in the Press CBS News: Should You Buy a Whole Life Insurance Policy for Your Children? We were recently interviewed by CBS News for a piece exploring whether parents should purchase whole life insurance policies for their children. In the article, we explain why these products are rarely a good fit for most families, and how other strategies often offer better financial value. While whole life insurance may sound appealing as a way to "invest" for a child's future, it’s important to understand what you're really buying—and whether it aligns with your needs and goals. The article offers a clear breakdown of what to watch out for and where your money may be better spent.
See our other recent press mentions on our Press Page.
Looking for Something From a Prior Newsletter?As a reminder, you can now find the last 12 months of our newsletters here:
Whether you’re new and want to browse newsletters you missed or are trying to follow up on a topic from a few months ago, we’re now publishing all newsletters at the link above. We'll also keep this link at the bottom of all future newsletters.
Quinn and the Arnold & Mote Wealth Management Team (319) 393-4020 Contact Us | Blog | arnoldmotewealthmanagement.com Facebook | LinkedIn | YouTube You are receiving this newsletter because we've talked with you in the past about financial planning and wealth management. Privacy Policy The information herein was obtained from various sources. Arnold & Mote Wealth Management does not guarantee the accuracy or completeness of such information provided by third parties. The information given is as of the date indicated and believed to be reliable. Arnold & Mote Wealth Management assumes no obligation to update this information, or to advise on further developments relating to it. This is for informational purposes only. Investing may involve risk including loss of principal. Past performance is no guarantee of future results. |