Arnold & Mote Newsletter Archive

Your April Newsletter: Stock Market Volatility and 2025 Tax Planning Hi Reader, It’s hard to believe we’re already a quarter of the way through 2025. Spring is officially here, bringing longer days, warmer weather, completed tax returns, and... stock market volatility. So it's no surprise the two most common topics we’ve been covering with clients this spring are what the recent volatility means for your investment plan, and what updates need to be done to tax planning strategies after a...

Your March Newsletter: Investing in Turbulent Times Hi Reader, After a few years of relative calm, stock market volatility has returned. What does this mean for your retirement savings? Despite the dire headlines, this is not a reason to change your investments or retirement plans. Historically, the stock market has declined in about one out of every four years. Additionally, a 10% drawdown is typical at some point during any given year. If the current market drop stopped now, it would be...

Your February Newsletter: Investment predictions and new private investments being sold Hi Reader, This month's newsletter covers timely updates on 401(k) changes for 2025 and new investment products brokers may start selling soon. This time of year also marks 'prediction season' for Wall Street banks and stock market pundits. Especially in today's economic and political environment, it's inevitable to see analysts predicting a stock market decline, a recession, a depression, or worse. Here's...

Your January Newsletter: Important milestones we helped our clients prepare for and celebrate this past year Hi Reader, Happy 2025 from Arnold & Mote! Before we say a final goodbye to 2024, and in keeping with tradition for our inaugural newsletter of a new year, we wanted to first recognize the reasons our clients had a lot to be grateful for last year. Here are a few important milestones we helped our clients prepare for and celebrate this past year: Arnold & Mote Client Milestones for 2024...

Your December Newsletter: Upcoming Tax Changes, 2025 To-Dos Hi Reader, Happy Holidays from Arnold & Mote! As we wrap up 2024, our final newsletter and webinar of the year focuses on key updates to taxes and retirement accounts for the upcoming year. In our upcoming webinar, we’ll cover tax changes for 2025 that will affect retirees and individuals still working and saving for retirement. Use this checklist, "What Issues Should I Consider at the Start of the Year?" to help you identify...

Your November enewsletter: Are you unknowingly buying annuities in your 401(k)? Hi Reader, Happy November from Arnold & Mote! As the year draws to a close, it's the perfect time to reflect on your finances and consider ways to make a positive impact on both your future and your community. This month, we’re reviewing several strategies to help you finish the year on a strong note: Our upcoming webinar will outline steps to create an effective charitable giving strategy. We’ll cover how to best...

Your October enewsletter: What is scaring retirees this Halloween Hi Reader, While your children or grandchildren may be spending the rest of the month worried about ghosts, ghouls, and skeletons, we know that there are probably other fears keeping you up at night. Survey after survey finds that retirees and those planning for retirement are most afraid of three key items: Running out of money in retirement Inflation Long-term care In fact, a recent survey found that 61% of people fear...

Your September enewsletter: Why focusing on dividends may be dangerous Hi Reader, Happy fall from Arnold & Mote! As we head into the final months of the year, it’s the perfect opportunity to review your overall financial health and your end-of-year tax strategy. Whether it’s adjusting retirement contributions, doing Roth conversions, managing capital gains, or planning for charitable giving, now is the time to fine-tune your approach. For clients, fall means creating a tax report like this...

Your August enewsletter: How much of your portfolio is in large-cap stocks? Hi Reader, As we approach the end of August, it's the perfect time to reassess your financial plan and ensure you're on track for the remainder of the year. In this month’s newsletter, we introduce our upcoming webinar on today’s stock market concentration and address concerns retirees have about its impact on their portfolios. We'll discuss in detail whether today's market truly warrants any significant changes to...

Your July enewsletter: New IRS guidance on inherited IRA RMDs, and a webinar covering your credit report. Hi Reader, This summer has seen at least two very notable cyberattacks at large companies that have resulted in millions of Americans' personal information being made accessible. Identity theft due to such events results in tens of billions of dollars in losses to Americans each year. This month, our webinar will be on the topic of how to protect yourself, and your retirement savings,...