Is Stock Market Concentration a Danger to Your Retirement?
|
Your August enewsletter: How much of your portfolio is in large-cap stocks?
As we approach the end of August, it's the perfect time to reassess your financial plan and ensure you're on track for the remainder of the year. In this month’s newsletter, we introduce our upcoming webinar on today’s stock market concentration and address concerns retirees have about its impact on their portfolios. We'll discuss in detail whether today's market truly warrants any significant changes to your investment portfolio before the year's end. We also feature timely content from our blog and recent media appearances addressing common questions we hear from clients each fall. Lastly, as summer comes to an end, it’s nearly time to schedule your fall client meeting! Expect an email from us in mid-September to schedule your fall review meeting in October or November. We have many topics on the agenda to cover with you this fall, but please let us know what’s on your mind so we can make time for those discussions. Regards, The Arnold & Mote Team August Webinar - Should You Be Concerned About Today's Stock Market Concentration? Since 2023, the performance of the stock market and your investment portfolio have been heavily influenced by today's largest companies. Dubbed the "Magnificent 7," Apple, Microsoft, Alphabet (Google), Amazon, Nvidia, Meta Platforms (Facebook), and Tesla have seen tremendous gains over the last two years. Now, just these seven companies alone make up over 30% of the S&P 500 Index and 40% of the Nasdaq-100 Index. This concentration has led many investors to question whether their investments are diversified enough and whether they should change how they invest in the broader stock market. Our webinar this month will explore these questions in more detail. By the end, we aim to show you that the makeup of today's market, along with all the media hype, is not a reason to drastically change your investments. In this webinar, we’ll cover:
Join us at noon Central Time on Friday, August 23rd for the live broadcast, which will be streamed on our YouTube channel here:
Want a reminder before we go live? Click the button above and subscribe to our channel to be notified as the webinar begins: If you can't attend live, a replay of the webinar will be accessible immediately after and available with recordings of all previous webinars on our YouTube channel. If you missed last month's webinar, here is the recording of "Guide to your Credit Report, Monitoring, and Identity Protection" If there are questions you'd like to have answered, simply reply to this email and let us know! From The Blog: When to Review and Update Estate Documents - Wills, Trusts, and POAsThere is no specific time period in which your estate planning documents need to be updated. Instead, certain events that occur are often what makes your documents out of date. In this blog post and video, we provide a quick list of events that should prompt you to review your estate planning documents:
Arnold & Mote In The Press
Yahoo Finance: 5 Common Retirement Mistakes and How to Avoid Them For this article in Yahoo Finance, we were interviewed to discuss common missteps we see in retiree financial plans. Our contribution includes a discussion of the dangers of deferring taxes for too long. Today, investors have many options to delay their tax liability early in retirement. From savings bonds to annuities, and of course traditional IRAs, it is often possible to significantly delay taxes until your mid-70s. However, this can eventually result in paying higher tax rates later in life. See our other recent press mentions on our Press Page.
New! - Looking for Something From a Prior Newsletter?You can now find the last 12 months of our newsletters here:
Whether you’re new and want to browse newsletters you missed or are trying to follow up on a topic from a few months ago, we’re now publishing all newsletters at the link above. We'll also keep this link at the bottom of all future newsletters.
Quinn and the Arnold & Mote Wealth Management Team (319) 393-4020 Contact Us | Blog | arnoldmotewealthmanagement.com Facebook | LinkedIn | YouTube You are receiving this newsletter because we've talked with you in the past about financial planning and wealth management. Privacy Policy |